The Moneyist: ‘Life for me fell apart’: I’m disabled after a workplace accident and lost everything in my divorce. How can I avoid financial collapse?

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Dear Quentin,

I was involved in a workplace accident that rendered me disabled and recently received a lump sum of $185,000 after deductions for lawyer fees etc. In 2011, when I was injured, I was facing foreclosure and couldn’t take care of our minor children, so life for me fell apart. In 2014, I began collecting Social Security Disability Insurance.

During our divorce, “Jim” filed several motions for the support of our two children. Having no money to hire a lawyer to defend myself, I answered one…

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