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Dear Quentin,
I am a stay-at-home mom. My husband is a police officer and is mandated to work between 10 and 16 hours a day. Our oldest child is a sophomore in high school. She is a straight-A student with a lot of extra-curricular activities. Our son is in elementary school, and struggles with school, and needs tutoring outside of school. Our bills cost $4,000 to $5,000 a month.
Yesterday,…