Personal Finance Daily: Mortgage demand recovers as mortgage rates keep falling for fifth week in a row and ‘food inflation is coming down,’ Biden says in State of the Union Address — but experts say food insecurity in America is on the rise

Pay transparency is good for workers — and employers see more of the top job applicants

Treating salary like a guarded secret risks losing out to competitors who are upfront and honest with employees. Read More

Mortgage demand recovers as mortgage rates keep falling for fifth week in a row

Mortgage applications rose 7.4% in the latest week, the Mortgage Bankers Association said. The average rate for a 30-year mortgage is 6.18% Read More

The luxurious, reliable 2023 Lexus ES is all about responsible indulgence

The heart wants a new luxury car, the head says it’s OK to buy a 2023 Lexus ES sedan. This luxury midsize sedan offers a fine cabin and a cushioned ride. Read More

‘And then 2022 happened’: I borrowed $500,000 from friends and family to invest in the stock market, foolishly promising a 10% return. Can I avoid legal action?

‘I am not in a place where I have funds left to pay back those friends and family.’ Read More

‘Food inflation is coming down,’ Biden says in State of the Union Address. But experts say food insecurity in America is on the rise.

More Americans who use food stamps reported skipping meals, eating less and going to food banks to manage costs last month, according to a new report. Read More

My late mother left me her home, but the mortgage will make it difficult for me to pay my medical and living expenses. Should I sell?

‘I’m on a fixed income of $2,900 a month, and I have only worked full-time for two months due to medical reasons.’ Read More

‘I am watching my inheritance evaporate’: My brother and sister constantly hit our parents up for money. What can I do to stop this?

‘My brother’s finances are unstable, and he has a child and a high-maintenance wife. My sister is in an unstable marriage and often needs help.’ Read More